9 Ways to Fix Your Overspending Problems

It’s inherent for us humans to spend for our needs. However, we’re also prone to messing up our budget. Nonetheless, there’s no need to beat yourself up whenever you shell out money more than you intend to. Overspending is an issue, but it’s something you can work around. Admitting you have spending problems is the

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Top 10 Investing Tips on How to Retire at 40

For sure you’ve heard the saying “Life begins at 40.” It sure will if you can retire at 40! The truth is you don’t have to wait until 65 to watch the grass grow or see the world via Royal Caribbean. I have friends who retired at 40; some of them are already in the

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5 Consequences of Overspending

In a 2015 CBS News report, it was revealed that money is the leading cause of stress in America. As for us Filipinos, finances rank third on the list of stressors. In an open online poll conducted by CNN Philippines, some 14.5% of the respondents said that money makes them stressful. This includes the following:

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How to Make Better Business with the Internet of Things

Being connected is crucial to running a successful business, but connectivity goes beyond the Internet. The physical world around you is constantly producing data, but only with sensors can you harness that information to create the most efficient business or office space. The process of connecting physical objects together using digital is often known as

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6 Warning Signs That You’re an Overspender

In a 2015 study of World Bank Group, 64% of Filipino households earning about PHP 50,000 per month say that they don’t have enough money to pay for basic necessities. That is 2% higher compared to households with monthly income of PHP 10,000. Mind-boggled? You’re not the only one. The study pointed out that only

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