It’s inherent for us humans to spend for our needs. However, we’re also prone to messing up our budget. Nonetheless, there’s no need to beat yourself up whenever you shell out money more than you intend to. Overspending is an issue, but it’s something you can work around. Admitting you have spending problems is the
For sure you’ve heard the saying “Life begins at 40.” It sure will if you can retire at 40! The truth is you don’t have to wait until 65 to watch the grass grow or see the world via Royal Caribbean. I have friends who retired at 40; some of them are already in the
In a 2015 CBS News report, it was revealed that money is the leading cause of stress in America. As for us Filipinos, finances rank third on the list of stressors. In an open online poll conducted by CNN Philippines, some 14.5% of the respondents said that money makes them stressful. This includes the following:
In a 2015 study of World Bank Group, 64% of Filipino households earning about PHP 50,000 per month say that they don’t have enough money to pay for basic necessities. That is 2% higher compared to households with monthly income of PHP 10,000. Mind-boggled? You’re not the only one. The study pointed out that only
So, you have this bright business idea that you know would yield good ROI but can’t get started because you don’t have the money. Raising a start-up capital for a business is one of the major hindrances that many entrepreneurs face. For some business-minded people, however, they use it as an excuse to get started.