5 Reasons Why Pinoys Overspend

How much a Filipino worker can save depends on how much money he or she makes to cover basic expenses. However, the 2015 World Bank survey suggests that education is also a factor on how we handle our finances. According to senior financial sector specialist, NataliyaMylenko: “The area of financial education came into light after

9 Ways to Fix Your Overspending Problems

It’s inherent for us humans to spend for our needs. However, we’re also prone to messing up our budget. Nonetheless, there’s no need to beat yourself up whenever you shell out money more than you intend to. Overspending is an issue, but it’s something you can work around. Admitting you have spending problems is the

5 Consequences of Overspending

In a 2015 CBS News report, it was revealed that money is the leading cause of stress in America. As for us Filipinos, finances rank third on the list of stressors. In an open online poll conducted by CNN Philippines, some 14.5% of the respondents said that money makes them stressful. This includes the following:

6 Warning Signs That You’re an Overspender

In a 2015 study of World Bank Group, 64% of Filipino households earning about PHP 50,000 per month say that they don’t have enough money to pay for basic necessities. That is 2% higher compared to households with monthly income of PHP 10,000. Mind-boggled? You’re not the only one. The study pointed out that only

How to Become a Millionaire in Under Five Years

Everyone remembers the day they made their first million. I was sitting in my car after getting the latest bank statement. I remember opening the envelope and seeing seven figures on the final balance. Then time seemed to stand still. I did not know what to do; if I was to celebrate or go out